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In brief The Marshall Islands used Stellar for universal basic income disbursements last month. It sent citizens USDM1 as a savings and payments vehicle. The island nation is currently reliant on physical cash. Access to financial services is shifting in the Republic of the Marshall Islands (RMI), as the island nation begins using digital assets to support its citizens.Late last month, some Marshallese accepted paper checks under ENRA, the RMI’s universal basic income program, while others saw a token called USDM1 appear in Lomalo, a Stellar-based “digital citizen wallet” developed by enterprise blockchain platform Crossmint.As a fully collateralized sovereign bond,…

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure The XRP price action is back in focus as an analyst outlines a clear strategy for managing gains in the current market structure. Although XRP has been trending downward for the past few months, the analysis highlights the potential for a recovery and a strong upward move soon. With the price already reacting from a key technical area, the crypto analyst draws attention to a defined upside range where taking profit may offer the most favorable risk-to-reward ratio.   The Best Take Profit Zone For XRP XRP analyst…

In brief An estate sued OpenAI and Microsoft, alleging ChatGPT reinforced delusions before a murder-suicide. The case marked the first lawsuit to link an AI chatbot to a homicide. The filing came amid growing scrutiny of AI systems and their handling of vulnerable users. In the latest lawsuit targeting AI developer OpenAI, the estate of an 83-year-old Connecticut woman sued the ChatGPT developer and Microsoft, alleging that the chatbot validated delusional beliefs that preceded a murder-suicide—marking the first case to link an AI system to a homicide.The lawsuit, filed last week in California Superior Court in San Francisco, accused OpenAI…

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure US Senator Cynthia Lummis (R-Wyoming), a renowned cryptocurrency advocate, announced on December 19, 2025, that she will not seek reelection in 2026 and will leave the Senate when her term ends in early 2027. Her decision marks the impending departure of a pivotal advocate for digital asset regulation at a time of growing policy activity in Washington. Lummis Reflects On Senate Career And Crypto Advocacy In her announcement on X, Lummis explained that the grueling pace of Senate work factored heavily into her choice to exit Capitol…

Four XRP spot ETFs now trade in the US, with combined assets of $941.7 million as of Dec. 18. Grayscale’s GXRP holds $148.1 million, Canary Capital’s XRPC $373.6 million, Franklin Templeton’s XRPZ $189 million, and Bitwise’s XRP ETF $215.6 million.That stack grew from roughly $336 million at launch in November to current levels in under two months, front-loading a lot of excitement into a narrow window.XRP now runs two parallel stories: an ETF layer that has already captured regulated US demand, and a payments and infrastructure layer that still has to prove it can stand on its own if those…

In brief President Trump’s perceived crypto conflicts of interest have stood in the way of legislation, and may result in backlash against the industry once he loses office, some industry observers believe. Danny Ryan, co-founder of institutional marketing firm Etherealize, said that crypto needs to prove itself as useful and essential before this happens. If crypto can embed itself deep into the financial system, Ryan believes, then any backlash will be more like “re-sculpting” than destroying progress. Donald Trump has been branded a pro-crypto president, thanks to his administration’s passage of crypto legislation. However, some industry observers say his personal…

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure BitMEX co-founder Arthur Hayes has predicted that the Bitcoin price could rally to $200,000 next year despite the current crypto market downturn. He also revealed what will spark this parabolic rally, citing recent liquidity measures by the U.S. Federal Reserve.  Arthur Hayes Predicts Bitcoin Price Will Reach $200,000 Next Year In his latest Substack post, Hayes declared that the Bitcoin price will quickly reclaim $124,000 and rally towards $200,000 next year as the market equates the Fed’s Reserve Management Purchases (RMP) to quantitative easing (QE). The crypto…

Bitcoin’s ETF data is doing that annoying thing where it looks terrifying if you only read the headline.Big chunks of ETF buyers are sitting on losses, and every red flow day gets framed as the start of a stampede.But if you look closely at the numbers, they tell a different story.Outflows are small relative to the pile of assets in the funds, and they keep landing at the same time futures and options positions shrink. That’s what you see when traders are closing structured bets, not when long-term holders are throwing in the towel.Start with the uncomfortable headline: the consensus…

In brief U.S. spot Bitcoin ETFs have reduced holdings by about 24,000 BTC in Q4 2025, reversing the accumulation seen a year earlier. Large Bitcoin holders and derivatives markets showed weaker demand patterns similar to those seen ahead of past downturns. Bitcoin fell below its 365-day moving average, a level CryptoQuant said historically separated bull and bear markets. Bitcoin demand weakened in recent months as ETF holdings fell, large investors accumulated more slowly, and derivatives indicators declined, according to data by CryptoQuant.In a report released Friday, the analytics firm said Bitcoin demand fell below its long-term trend in early October,…